Privacy Policy
Last updated June 19, 2026
1. Who We Are
Monthly Clarity is a personal finance application developed by CG Web & Tech LLC ("we," "us," or "our"). The app helps users track subscriptions, recurring bills, and expenses so they can predict future spending and reduce monthly costs.
Questions? Contact us at carlos.garcia@cgwebtech.com
2. What Information We Collect
We collect only what is necessary to operate our services.
Information you provide directly
- Email address (collected when you join our waitlist or create an account)
- Subscription and expense data you manually enter into the app
- Account credentials (username and password, or sign-in via Google or Apple)
Information collected automatically
- Device type and operating system
- IP address
- App usage data and crash reports (via Sentry)
- Analytics data (via Google Analytics)
Payment information
We do not store payment details directly. All payments are processed by Apple, Google, and RevenueCat. Their privacy policies apply to payment data.
3. How We Use Your Information
- Send you updates about Monthly Clarity's beta launch and app releases
- Notify you when TestFlight (iOS) or early access (Android) becomes available
- Create and manage your account
- Provide subscription tracking and spending prediction features
- Improve app performance and fix bugs
- Respond to your questions and support requests
- Comply with legal obligations
We will never sell your personal information to third parties.
4. Email Communications
By joining our waitlist you agree to receive:
- Beta launch notifications for iOS and Android
- App release announcements
- Occasional product updates
Every email includes an unsubscribe link. You can opt out at any time. We use Brevo to manage our email list securely.
6. Data Retention & Account Deletion
We keep your information for as long as your account is active or as needed to provide our services. For data deletion requests that do not involve deleting your full account, we remove the relevant information from our active systems within 30 days. Some information may be retained in secure backups for fraud prevention and legal compliance purposes.
Deleting Your Account
Monthly Clarity users can permanently delete their account and all associated data directly within the app:
- Open the Monthly Clarity app and sign in
- Go to Settings
- Tap Delete Account
- Confirm twice when prompted
Deleting your account immediately and permanently removes all of your bills, payment history, recurring bill schedules, and account change history from our active systems, along with your login credentials. This action cannot be undone. We do not retain a copy of your deleted data beyond what is described above for backups, which are purged on our standard backup rotation schedule.
If you are unable to access the app, you may also request account deletion by emailing carlos.garcia@cgwebtech.com from the email address associated with your account.
8. Data Security
- Encrypted data transmission (HTTPS)
- Secure database storage via Supabase
- Row-level security on all user data
- Access controls and least-privilege principles
No method of transmission over the internet is 100% secure. We cannot guarantee absolute security but we are committed to protecting your data using industry best practices.
9. Children's Privacy
Monthly Clarity is not intended for users under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor please contact us immediately at carlos.garcia@cgwebtech.com and we will delete it promptly.
10. Your Privacy Rights
- Access the personal data we hold about you
- Correct inaccurate information
- Request deletion of your data
- Withdraw consent to marketing communications
- Receive a copy of your data in a portable format
To exercise any of these rights contact us at carlos.garcia@cgwebtech.com. We will respond within 30 days.
11. California Residents
If you are a California resident you have additional rights under the California Consumer Privacy Act (CCPA) including the right to know what personal information we collect, the right to delete it, and the right to opt out of any sale of your data. We do not sell personal data. To exercise your rights contact us at carlos.garcia@cgwebtech.com.
12. Do Not Track
Our website does not currently respond to Do Not Track signals from browsers as no uniform standard has been established.
13. Updates to This Policy
We may update this Privacy Policy from time to time. The date at the top of this page reflects the most recent revision. Continued use of our services after any update constitutes acceptance of the revised policy.
14. Contact Us
CG Web & Tech LLC
Monthly Clarity
Email: carlos.garcia@cgwebtech.com
Website: https://monthlyclarity.com/contact
This Privacy Policy covers both the Monthly Clarity website and mobile application.